MARCH 2018CIOAPPLICATIONSEUROPE.COM6MARCH - 26 - 2018FINTECH SPECIALEditorialChanging Dynamics of the Financial IndustryThis is the digital age. Every company across every vertical is transforming. For financial institutions, most likely, this shift from legacy to modern technologies is more vital than others; not just because they are monetarily responsible but also because they are in direct contact with personal data, which today is now also a currency and a resource that can be utilized to rain hell. But, all of the above needs to be packaged with customer-friendliness without which the rest will be valueless. And institutions that fail to be agile in adopting solutions that afford these capabilities are bound to be sidelined from the competition. While investments into fintech have witnessed a sharp upswing, stricter regulatory norms make it hard to realize whether those investments have been made in the right technology or how long before they become obsolete. This narrative is nowhere as pronounced as in the Europe which is amongst one of the world's largest as well as the most stringent markets. One thing which gets most companies in the space beguiled is that all the new solutions available in the market share similarities only on the surface level, that is, just the core technology they employ, be it cloud or blockchain or machine learning, are same. The nuances beneath and how a solution works are where the real wager should be placed; while some could be mere retrofittings, others could be an underdeveloped architecture with some technology label stuck on top. Some despite being very robust might not satisfy a business's unique needs. It has been a constant endeavor at CIO Applications to analyze different industries and filter out solutions that genuinely crafted for that space, outperform others, and can solve challenges prevalent in the industry. This edition of our magazine is a result of our commitment to stick to our mission. After careful deliberations of months we bring to you the Top 25 FinTech Solution Provider Companies - 2018.Hope the hard work of our team will help companies in their digital transformation.Joe PhillipManaging Editoreditor@cioapplicationseurope.comJoe PhillipCopyright © 2018 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Volume 02 - 03Published by ValleyMedia, Inc. To subscribe to CIO ApplicationsEuropeVisit www.cioapplicationseurope.com Managing EditorJoe PhillipGraphics & ArtJohn ConnorDeclan ColeAjay K DasAssistant Managing EditorRohit ChowdharySenior WritersClara MathewLeah JaneRoyce D'SouzaEditorial StaffBen JacksonDaniel HolmesEzra BenjaminJames SmithNaomi DaleRachel ClarkShivali SharmaSalesJennifer.Sjennifer.s@cioapplications.com 510.996.5125Mailing Address:ValleyMedia, Inc.44790 S. Grimmer Blvd Suite 202, Fremont, CA 94538T:510.757.1040 *Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staff
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