JUNE 2019CIOAPPLICATIONSEUROPE.COM4Contents344636-45Alexandra Foster, Director Insurance, Wealth Management & Financial Services, BTThomas Kuczynski, CIO, DC WaterCXO INSIGHTSCIO INSIGHTSInsurtech as a sub-sector of FintechAchieving Service Excellence through the Digital Utility12COVER STORY34 FINTECH CONSULTING/SERVICES COMPANIES - 2019 TOP 10COLLENDA INNOVATION IN CREDIT MANAGEMENTChristian U. Haas,CEO
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