EditorialFinTech: Nurturing the Financial innovationsThe pace of change in the banking and financial industry has never been this faster with FinTech being at the epicentre of this revolution. To keep up with the changing market, more traditional institutions are modernizing their infrastructure to keep up with the ever-growing FinTech space. Many financial institutions are reliant on IT organizations to deliver game-changing innovation ­ while lowering costs and continuing to support legacy systems. FinTech, without a doubt, is revolutionizing the financial sector in many ways, from increasing the use of payment gateways to providing credits. Fintech puts technology at the core of the financial services, fundamentally transforming the way banks interact with their customers.Many global financial institutions are adopting solutions integrated with BI, machine learning, AI, and Blockchain, all set to enhance interactions and business decision making. Artificial intelligence and voice interfaces will continue to dominate fintech in new ways, while emerging markets are producing smart and simple financial solutions at an impressive scale. Consumers are becoming more at ease using digital assistants, and several are now readily available for use in the home. Everyone likes conveniences, so it's not surprising mobile payments have resonated with millennials. Robo advisor is another big trend in the current fintech landscape. These online investment services put users through a series of questions and then rely on algorithms to come up with an investment plan for them. Blockchain also remains on the path of changing the face of financial transactions worldwide further, saving the financial industry from experiencing significant losses. This edition of CIO Applications Europe captures a plethora of FinTech solution providers, changing market trends, along with a host of new technologies, innovations, and a sneak peek into what the future of FinTech would look like. We hope leafing through these pages will keep you updated on the refreshing technologies and the latest trends to help you in making informed decisions for your enterprises. Let us know what you think.Royce D'Souza Managing Editoreditor@cioapplicationseurope.comEditorial StaffBen Jackson Ezra BenjaminJames SmithCalvin JamesSenior WritersLeah JaneClara MathewJoe PhillipSalesJennifer.Sjennifer.s@cioapplicationseurope.com 510.996.5125Graphics & ArtScott JuasyJohn Gotham*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staffContact Us:Phone: 510.996.5125Email:sales@cioapplicationseurope.comeditor@cioapplicationseurope.commarketing@cioapplicationseurope.comAUGUST - 12 - 2020, Vol 04 - Issue 22 - (ISSN 2644-2531)Published by ValleyMedia, Inc.To subscribe to CIO Applications EuropeVisit www.cioapplicationseurope.com Copyright © 2020 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Royce D'SouzaManaging EditorRoyce D'Souza
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